According to the Patient Protection and Affordable Care Act, starting on September 23, 2012, your health plan must provide your policy in language you can understand.  Along with that, there’s a new SBC  — Standard Benefits and Coverage – form that all health plans will be using in the U.S. to help you understand what you owen, what they owe, and what isn’t paid at all.  In case you didn’t know, for example, “urgent care” is described as

Even before Congress passed the Patient Protection and Affordable Care Act in March 2010, making sense of your health plan was difficult.  Now, overlay hundreds of new requirements affecting virtually every American, and the task is more difficult.  No easy feat, for sure. I can help.

With the season changing, it’s a good time to get outdoors for a healthy brisk walk or bike ride.  You can also bring healthy habits indoors and live more naturally at home.  I visited with Rancho La Puerta’s on-site herbalist, homeopathic therapist and all-around naturalist, Anita Boen who offered these suggestions for bringing healthy habits found in nature into your home.

 Do the words “pamper” and “comfort” catch your eye when you scan the travel magazine?  Do you fantasize about being wrapped in a warm, white cotton robe and peacefully floating through the day? Are you on the verge of saying, “But I’m doing it for me!”  Then you’re probably ready for a spa vacation.