It had been nearly a year since I had seen my friend Gerry at church so the news that I had recently lost my job and been left at the altar (figuratively) came as a surprise. “But let me guess,” he said without waiting to hear the details. “You didn’t give up.” Not knowing what else to say, I agreed.


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Maybe it’s because I’m a writer so people are prone to tell me this but it seems everyone wants to write a book.  Mostly they want to write their life story.  Maybe not all of it, but there are always a few memorable events — being high-jacked over Africa, surviving a childhood illness, catching the garage on fire — they want others to know about before too much time passes.


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Sailing around Swampscott, Massachusetts, a charming little town nestled fifteen miles up the coast from Boston, I looked out on the water and wondered, “who am I?”  That the thought first occurred to me the summer I lost my job in 1999 was itself a mystery.  Up until then, it was either defined by my place in my family, my relationships, my job, my community, etc.


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According to the Patient Protection and Affordable Care Act, starting on September 23, 2012, your health plan must provide your policy in language you can understand.  Along with that, there’s a new SBC  — Standard Benefits and Coverage — form that all health plans will be using in the U.S. to help you understand what you owe, what they owe, and what isn’t paid at all. 


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Even before Congress passed the Patient Protection and Affordable Care Act in March 2010, making sense of your health plan was difficult.  Now, overlay hundreds of new requirements affecting virtually every American, and the task is more difficult.  No easy feat, for sure. I can help.


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